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Category Archives: Savings and Investments

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Surplus cash to spare? Stay away from the banks!

Pensions, Savings and InvestmentsBy Jo RyanOctober 27, 2020Leave a comment

‘In the first seven months of 2020 (Irish) households saved €9.8 billion. This is €5.5 billion more than in 2019 and €7.3 billion more than during the corresponding period in 2018’* Yes, you did read this right. Almost €10 billion went into Irish banks in 7 months and that figure will finish well in excess of the…

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4 tips for your first financial investment

Savings and InvestmentsBy Jo RyanJune 4, 2020Leave a comment

‘Firsts’, they’re so nerve-wracking, especially when it comes to parting with money and going for your first financial investment. But no matter where you are in the world, the concept of ‘investing’ is the same. It starts out with the same questions: What is your attitude to risk? What is your long-term financial goal for…

Should you pay off your mortgage early with excess cash?

Savings and InvestmentsBy Jo RyanJune 4, 2020Leave a comment

Should you pay off your mortgage early with excess cash? Any answer given to this question, without knowing the specifics of your mortgage, corresponding interest rate or term and personal financial circumstances, should only ever be read in terms of high level information. It is not a ‘one-size-fits-all’ answer. Always look for advice from your…

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