According to a recent PwC consumer survey for Ireland almost half of Irish consumers say they are either extremely or very concerned about their personal finances, and three-quarters of the survey have cut back or stopped non-essential spending altogether. It can be hard to turn these concerns around but as financial planners, our job is to help…
When it comes to the future, many business owners and investors I meet are mainly concerned with growing their investments more and more throughout their lives with visions of a healthy retirement nest egg. Of lesser concern are the implications that go with the level of growth achieved, and what happens to the nest egg when they themselves go through the pearly white gates. Fair enough you might…
Whether you’ve just had your first baby, or you already have a mini football team, you’ll know that parenthood is life-changing. Your time is no longer your own, life is always busy, and you hardly see your own income. With 100% focus on raising your little ones, it’s easy to become a second-class citizen in…
Let’s face it, we’ve all had the ‘what would you do if you won the lotto’ conversation? Tales of sunny islands, spectacular parties and substantial sharing of funds among friends and family normally spring to the top of that wistful and dreamy list. Without comparing winning the lotto to your retirement years, after 40 – 50…
The IORP II directive set down modernised rules for EU pension funds to better protect pension scheme members & their beneficiaries. What is the significance for Irish Pension Schemes? IORP II was transposed into Irish law in April 2021. The changes introduced have a significant impact on the role of trustees of occupational pension schemes…